Abstract financial growth and protection concept

Authorised Person · Mutual Fund Distributor · Insurance Consultant

Right Product for the Right Person

Wealth creation for Malayalis. Guided investing, stock broking, and insurance solutions from a regulated partner you can reach in person.

What We Help You With

Simple, regulated financial solutions designed around your life stage and goals.

Mutual Funds

Build wealth systematically with equity, debt, and hybrid funds chosen to match your goals and risk appetite.

Stock Trading

Access equity markets through Angel One Ltd with guidance on opening and managing your broking account.

Life Insurance

Secure your family's future with term, savings, and investment-linked plans through Bajaj Life Insurance.

Health Insurance

Cover hospitalisation and medical expenses with individual, family floater, and senior citizen health plans.

General Insurance

Protect what matters most with motor, personal accident, travel, and other non-life coverage options.

Mutual Fund Model Portfolios

Ready-Made Baskets for Every Risk Appetite

Illustrative asset allocation models we use as a starting point. Your final plan is personalised after a goal and risk-profile discussion.

Conservative

Low risk

Retirees and first-time investors who want capital stability with better-than-deposit returns.

Horizon
1–3 years
Indicative return*
7–9% p.a.
Debt & Liquid Funds70%
Hybrid / Balanced20%
Large-cap Equity10%
Discuss this model

Balanced

Moderate risk

Salaried families building a corpus for children's education, a home, or retirement.

Horizon
3–7 years
Indicative return*
10–12% p.a.
Large & Flexi-cap Equity45%
Hybrid / Balanced25%
Debt Funds30%
Discuss this model

Aggressive Growth

High risk

Young earners with a stable income who can stay invested through market cycles.

Horizon
7+ years
Indicative return*
12–15% p.a.
Mid & Small-cap Equity40%
Flexi-cap & Large-cap45%
Debt / Gold15%
Discuss this model

*Indicative long-term ranges shown for illustration only. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past performance does not guarantee future returns.

Mutual Fund Calculators

Plan Your Investment

Estimate how your monthly SIP or one-time lump sum investment could grow. Indicative figures only.

Estimated value

₹11,61,695

Total invested
₹6,00,000
Estimated returns
₹5,61,695
Discuss this plan

Calculations are indicative and assume a constant rate of return. Actual mutual fund returns vary with market conditions. Mutual fund investments are subject to market risks; read all scheme related documents carefully.

Bajaj Life Insurance

Life Insurance Solutions for Every Family

As an associated life insurance consultant, we help you choose the right Bajaj Life plan for protection, savings, and retirement.

Term Insurance

High life cover at a low premium — pure protection for your family's income if you are not around.

Guaranteed Savings Plans

Disciplined long-term savings with guaranteed maturity benefits, plus life cover through the term.

ULIPs

Market-linked plans that combine life cover with equity and debt fund options for long-term goals.

Child Plans

Build a corpus for your child's education and marriage, with premium waiver protection built in.

Retirement & Annuity

Pension and annuity plans that convert your savings into a steady income after retirement.

Group & Employee Cover

Life cover solutions for small businesses, institutions and employee welfare schemes.

Life Insurance Calculator

Recommended life cover

₹95,00,000

Based on income replacement plus outstanding liabilities, less the cover you already hold.

Talk to a consultant

Illustrative figures only, not a quotation. Actual premium, benefits and returns depend on age, health, plan chosen and the insurer's terms. Insurance is underwritten by Bajaj Life Insurance; please read the policy brochure and terms carefully before concluding a sale.

Why Choose Bajaj Life Insurance?

  • Strong Claim Settlement Record

    A consistently high claim settlement ratio with fast, transparent claim processing for families.

  • Trusted Brand, Solid Financials

    Backed by the Bajaj group's decades-long reputation and a healthy solvency position.

  • Wide Range of Plans

    Term, guaranteed savings, ULIP, child and pension plans — one insurer for every life stage.

  • Competitive Premiums & Riders

    Affordable cover with optional riders such as critical illness, accidental death and waiver of premium.

  • Tax Benefits

    Premiums and benefits enjoy deductions and exemptions as per prevailing income tax laws.

  • Local Service in Malayalam

    Personal guidance, documentation and renewal support from our Nemmara, Palakkad office.

Request a Life Insurance Call Back

Share your name, mobile number and the plan you are interested in — we will call you and explain the right Bajaj Life option.

By submitting, you agree to be contacted about Bajaj Life Insurance plans. Your information will be kept confidential.

Health Insurance

Get a Free Health Insurance Quote

Cover hospitalisation and medical expenses for yourself, your family, or elderly parents. Share your details and we will call you back with plan options that suit your needs and budget.

Individual & Family Floater Plans

Choose coverage for one person or the whole family under a single policy.

Senior Citizen Coverage

Specialised health plans designed for older members of the family.

Guidance at Your Convenience

Pick a time that works for you and we will explain the options in Malayalam or English.

Request a Call Back

Fill in your details and we will contact you to discuss health insurance options.

By submitting, you agree to be contacted about health insurance plans. Your information will be kept confidential.

A Local Partner Backed by National Institutions

Bhanu's Prime Wealth Hub is a Palakkad-based financial services firm. We combine the reach of Angel One Ltd and Bajaj Life Insurance with personal, face-to-face service.

Regulated Channel Partners

Associated with Angel One Ltd and Bajaj Life Insurance, operating within the guidelines of SEBI, IRDAI, and our principal companies.

Personalised for Malayali Families

Advice delivered in a way that respects local needs, language, and long-term family financial goals.

One Point of Contact

From KYC and account opening to ongoing portfolio reviews, get end-to-end support at our Nemmara office.

Our Associations

Angel One Ltd

Authorised Person for stock broking, mutual funds, and related distribution services.

Bajaj Life Insurance

Life insurance consultant offering protection, savings, and investment-linked solutions.

V. Bhanu, founder of Bhanu's Prime Wealth Hub

Meet the Founder

Bhanu.V

35 years of service in the Kerala Public Works Department, retired as Senior Superintendent. Those decades of disciplined public service shape how we work today: careful record-keeping, patient explanation, and decisions made in the client's long-term interest.

He now serves families across Nemmara and Palakkad as a mutual fund distributor, Authorised Person of Angel One Ltd, and life insurance consultant associated with Bajaj Life Insurance.

Why Angel One

Why Choose Angel One Ltd?

As an Authorised Person of Angel One Ltd, we bring you a trusted, technology-driven broking and investment platform — with personal, local guidance from Nemmara.

Trusted, SEBI-Registered Broker

Angel One Ltd is one of India's largest listed stock brokers, regulated by SEBI — a name backed by decades of reliability.

All-in-One Account

Stocks, mutual funds, IPOs, F&O and bonds in a single demat and trading account — no juggling multiple platforms.

Advanced yet Simple App

The Angel One Super App makes investing, tracking and research easy for beginners and experienced investors alike.

Low, Transparent Brokerage

Competitive flat-fee and discount brokerage plans with no hidden charges — you keep more of your returns.

Smart Investing Tools

Ready-made research, Smart Money portfolios and SIP baskets help you invest with confidence and discipline.

Local Service in Malayalam

KYC, onboarding and ongoing support from our Nemmara office — explained in your language, in person or by phone.

Talk to us about Angel One

Share your details and we will call you back to help with mutual funds or opening a demat account.

By submitting, you agree to be contacted about health insurance plans. Your information will be kept confidential.

Start Investing

Wealth creation through Bhanu's Prime Wealth Hub

Open your demat and trading account with Angel One Ltd through us. We guide you through KYC, documentation, and your first investment — in person at Nemmara or over the phone.

  • Paperless KYC assistance
  • Mutual funds, stocks & IPOs in one account
  • Guidance in Malayalam and English
  • Ongoing portfolio review support

Open Free Demat Account

QR code to open a free Angel One demat account with Bhanu's Prime Wealth Hub

Scan to open an account with Angel One · COHINBNBH

Open a Demat AccountCall for Assistance

The above link opens the Angel One Ltd account-opening page in a new tab. Demat and trading accounts are opened and maintained by Angel One Ltd. Bhanu's Prime Wealth Hub acts as an Authorised Person and does not hold client funds or securities. Investments in securities and mutual funds are subject to market risks.

Our New Office

Inauguration of Our Nemmara Office

A few moments from the inauguration of Bhanu's Prime Wealth Hub at Nemmara — lamp lighting and ribbon cutting to mark the beginning of our journey to serve you.

Inaugurated by Sri. George Joy, Angel One Branch Manager, Kochi, in the presence of Sri. Manikandan K.M, Bajaj Life Insurance, Alathur Branch Manager, my wife, son, sisters, brothers, brother-in-law, uncles, aunts, mother-in-law, friends, relatives, and nearby shop owners. The first insurance premium cheque was received from my sister and brother-in-law.

Lighting the traditional lamp to inaugurate the new office
Lighting the traditional lamp to inaugurate the new office
Lighting the lamp with the blessings of elders
Lighting the lamp with the blessings of elders
Cutting the ribbon to officially open the Nemmara office
Cutting the ribbon to officially open the Nemmara office

Visit or Call Us

Walk into our office in Nemmara, Palakkad, or reach us directly by phone. We speak Malayalam and English.

Office Address

Bhanu's Prime Wealth HubVeera's Annex ComplexOpp. GBHSS NemmaraPO Nemmara, Palakkad DistrictKerala — 678 508

Speak With Us

Call or visit our office for a personal discussion. We are available during business hours.

You can also walk into our office at Veera's Annex Complex, Opp. GBHSS Nemmara, Palakkad, Kerala — 678 508.

Start Investing

Wealth creation through Bhanu's Prime Wealth Hub

Open your demat and trading account with Angel One Ltd through us. We guide you through KYC, documentation, and your first investment — in person at Nemmara or over the phone.